A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can request a ride within minutes, making it incredibly convenient. Despite its convenience, risks still exist. Accidents can happen, and passengers could end up injured.

In this article, what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.

Frequent Injuries from Uber Rides

When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:

Neck Injuries: This neck injury is common in rear-end collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

Other Drivers: If another motorist causes the crash, they could sue uber for accident bear the blame.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.

How to File a Legal Action for Uber Injuries

If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.

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